have a roof over your head - mít střechu nad hlavou
1. With the current economy, it's more clear than ever that you should be thankful if you have a roof over your head. (Google)
2. It is particularly important to have a roof over your head during the cold time of the year. However, something many people take for granted is sheer luxury for others. (Google)
3. There is that certain point in your life where you become homeless. Even if you have a roof over your head your sense of home becomes a land of confusion. (Google)